One loan, not two
A van and a conversion bought separately can mean a vehicle loan and a second personal loan at a worse rate. Financed together, the finished van is the asset, which is usually the cheaper way to do it.
Financing
Most buyers do not write one check for a van conversion. We can arrange financing that covers the van and the conversion as a single amount, or just the conversion if you already own the van.
A van and a conversion bought separately can mean a vehicle loan and a second personal loan at a worse rate. Financed together, the finished van is the asset, which is usually the cheaper way to do it.
Already have a Sprinter, Transit or ProMaster? We can finance just the conversion, so the van you own stays yours and out of the paperwork.
Papago builds are RVIA certified. Lenders and insurers treat a certified conversion as an RV rather than a modified cargo van, which is what makes RV-term lending and proper coverage available at all.
Knowing your number first turns the design meeting into real decisions instead of guesses. It also means your build is not waiting on an approval.
Papago Vans is a certified Mercedes-Benz Expert Upfitter, so Mercedes-Benz can finance the van and the conversion together, or the van on its own. Flexible down payment options and extended terms are available, subject to credit approval.
Every Papago is RVIA certified, so it qualifies for RV loans from banks and credit unions. RV lenders typically look for strong credit and a larger down payment, and in return offer some of the longest repayment terms available for a vehicle.
If you hold a whole or universal life insurance policy with cash value, you may be able to borrow against it, often at a favorable rate. Your insurance provider can tell you what your policy allows.
If you own your home, a home equity line of credit (HELOC) lets you borrow against the equity you have built. Your bank or credit union can tell you how much you can access and at what rate. Your home secures the line, so weigh it carefully.
Rates and terms come from the lender, not from us. We will not quote you a monthly payment on a web page and have it change by the time you sign. Get your build priced, then we will put you in front of the real numbers.
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